Whether you are a first-time buyer or seasoned investor, the key to a successful and satisfying experience is finding the best mortgage at the best rate. With so many options and so much information to take in, it’s hard to know where to begin.
That’s where a licensed Mortgage Broker comes in.
Centum Mortgage Approval Centre has advised thousands of local buyers and helped them secure the best mortgages to meet their individual needs. The Team’s brokers understand the Sault market because they live here too, and are ready to help qualified buyers become property owners.
Why work with a Centum Mortgage Broker?
Access to a Wide Network of Lenders: Applying for a mortgage with a single financial institution restricts your options.
With a licensed Mortgage Broker, clients can access a group of lenders, terms and rates. “We're not a bank – we're a mortgage brokerage that deals with 15 lenders, including banks and credit unions,” says Marc Capancioni, Principal Broker of Centum Mortgage Approval Centre. The team works on behalf of their clients to shop for offers from multiple lenders. They are not employees of any bank, so they are not limited to a single product offering.
“As your mortgage broker, we seek out the best financial solution to suit your specific situation,” adds Capancioni. “Our job is to help secure the best mortgage possible for our clients.”
Secure the Best Rates for Your Needs: The mortgage industry is competitive and lenders frequently compete for business by offering rate specials.
“At any given time, usually one or more of our lenders will have a low-rate promo, which we can offer to our clients and often save them thousands of dollars in interest over the course of their mortgage term”, says Capancioni.
“The majority of our business involves securing regular low-rate mortgages for our clients. However, we also work with higher-rate lenders that cater to borrowers with poor credit or other issues. Simply put, we're a one-stop shop for anyone looking for a mortgage.”
Proven Experience & Expertise: When you partner with a licensed Mortgage Broker, you’ll benefit from the type of insight and knowledge that is simply unattainable otherwise.
“Our staff has well over 100 years of combined experience in the mortgage industry,” says Capancioni. “We know the business and can generally provide same-day pre-approvals for our clients.” An educated buyer is a satisfied buyer, so the Centum Mortgage Approval Centre website offers user-friendly resources and materials such as mortgage calculators and up-to-date rates to keep clients informed on market news and trends.
Money-Saving Mortgage Renewals: Established property owners can also reap the benefits of working with a Mortgage Broker and it’s important to know that, when your mortgage is coming due for renewal, you are not obligated to stay with your financial institution.
“Don't automatically renew with your current lender,” Capancioni advises. “Shop around for the best rate. A borrower can typically switch to another lower-rate lender at no cost.” So, if you’re concerned about the potential fees or penalties for switching lenders, take the time to speak with a Centum Mortgage Broker.
Customer Satisfaction, Coast to Coast: Sault-based Centum Mortgage Approval Centre is part of a Canada-wide group of brokerages.
The Centum network, which recently celebrated its 20-year anniversary, is one of the largest national mortgage broker brands in the country. It boasts more than 200 offices and 2,100 agents across Canada. The company was built on the philosophy of matching a mortgage to a borrower’s unique situation, and not the other way around.
Centum Mortgage Brokers negotiate with multiple lenders to get you the best rate on the best product and are dedicated to knowing the mortgage system and having the industry knowledge required to present an appealing proposal for home financing to any lender.
Ready to shop for a mortgage?
Reach out to Centum Mortgage Approval Centre today! They do the due diligence, the paperwork and the legwork to make sure you will be on your way to smart home ownership.
Find them on Facebook, visit their website, call 705-251-0030 or stop in to the office at 121 Brock Street in Sault Ste. Marie.